Forensic building consulting for property insurance claims
We evaluate scope and audit estimates on behalf of insurance carriers on Long Island and throughout New York City, with more than 30 years of experience on losses from single-family homes to Manhattan high-rises.
Send an Assignment | Call 631-780-4919
Who we work for
Tru-Scope works for insurance carriers and the adjusters who handle their claims. When a contractor, mitigation company or public adjuster submits an estimate, we determine what the loss actually requires and what it should cost. Every difference is documented so your file holds up in negotiation, appraisal or litigation.
What we do
Estimate audits and scope review. Line-by-line review of contractor, public adjuster and mitigation estimates against site conditions, photos and current Xactimate pricing.
Damage estimates. Detailed RCV and ACV estimates in Xactimate for fire, water, wind, collapse, vehicle impact and vandalism losses.
Emergency services and pack-out review. Analysis of mitigation invoices, drying logs, equipment counts, labor hours, and contents pack-out and storage charges.
Replacement cost valuations. Insurance-to-value valuations for residential and commercial buildings, including pre-war New York City construction.
Causation and informational reports. Background, site conditions, observations, research and conclusions, coordinated with professional engineers and specialty experts when the loss calls for it.
Appraisal and expert testimony. Service as appraiser or umpire, and testimony at mediation, arbitration, deposition and trial.
Also available: period of restoration analysis, repair-versus-replace analysis, photo and video surveys, and pricing research for custom and hard-to-source items.
Why Tru-Scope
Matthew Minogue has written estimates in Xactimate since its DOS days and has evaluated losses at One57, the Metropolitan Museum of Art and the New School, along with residential and small commercial losses across Long Island. His particular depth is in pre-war New York City construction, where generic line items routinely miss what the building actually contains.
Our reports show where the gap between two estimates comes from. Each one includes a reconciliation table that accounts for the full difference, line by line, so an adjuster can defend the number without redoing the work.
Service area
Based in Patchogue, serving Nassau and Suffolk counties and the five boroughs. Our catastrophe experience runs from the 2004 Florida hurricanes through Katrina, Ike and Superstorm Sandy.
Have a file that needs a second look? Send us the assignment sheet or call Matthew directly at 631-780-4919.