An estimate review is only worth something if it holds up. Every Tru-Scope report is built so anyone reviewing the file, including an appraisal panel, can follow exactly how we reached each number.
Objective by design
We are retained by carriers, but our job is to establish what the loss actually requires. We flag what a submitted estimate is missing as readily as what it overstates. That even hand is what makes our findings credible when they are challenged.
Grounded in the building
Scope starts with the structure in front of us: its construction type, age and actual condition before the loss. Pre-war New York City buildings in particular call for line items and methods that a generic estimate overlooks, from plaster on lath to solid masonry walls.
Reconciled to the dollar
We prepare our own estimate by Xactimate category, compare it with the estimate submitted, and include a reconciliation table that accounts for the entire difference. The adjuster sees where every dollar of the gap comes from.
Specialists when the loss calls for it
On large and complex losses we bring in professional engineers and specialty trades, and coordinate their findings into one report. For custom fabricated and historic items, we research actual availability and fabrication cost instead of relying on a substitute line item.
What you receive
A written report on Tru-Scope letterhead with a summary, our estimate, a comparison with the submitted estimate, findings and a recommendation, supported by the Xactimate estimate and photo documentation.
Ready to send a file? Use the assignment sheet or call 631-780-4919.